Anti-Money Laundering (AML) Policy
Last Updated: [20/05/2025]
TopyCards LLC is committed to maintaining the highest standards of regulatory compliance through a strict Anti-Money Laundering (AML) policy in accordance with U.S. federal law and the guidelines issued by the Financial Action Task Force (FATF).
1. Purpose
◉ This policy is designed to prevent our services from being used for money laundering or terrorist financing.
◉ Identify and report suspicious activities to relevant authorities.
◉ Protect the company and its customers from legal and financial risks.
2. Scope
◉ This AML Policy applies to all financial transactions carried out through TopyCards.com and includes all users, vendors, and business partners.
3. Customer Identification (KYC)
◉ We reserve the right to request identity verification from any customer before or after completing a transaction.
◉ Verification may require documents such as a government-issued ID, passport, or proof of address (e.g., utility bill, bank statement).
◉ Failure to provide required documentation may result in transaction cancellation or account suspension.
4. Transaction Monitoring
◉ Automated systems are employed to detect unusual or high-volume transactions, or those that appear suspicious.
◉ We analyze user behavior and transaction patterns to identify potential violations.
◉ We reserve the right to hold or block any transaction under suspicion.
5. Reporting Suspicious Activity
◉ Any suspicious activity is documented and reviewed by our internal compliance team.
◉ Confirmed cases of suspicious transactions will be reported to relevant federal authorities, such as FinCEN (Financial Crimes Enforcement Network).
6. Compliance and Training
◉ Our staff receives regular training on AML policies and legal responsibilities.
◉ The compliance team continuously updates procedures in accordance with national and international regulatory changes.
7. Data Protection
◉ All information collected for AML purposes is processed according to applicable data protection and privacy laws, and is not used for marketing or any unrelated commercial purposes.
8. Acceptance of Policy
◉ By using TopyCards.com or any of our services, you acknowledge and fully agree to comply with this policy and all related policies.
TopyCards LLC is committed to maintaining the highest standards of regulatory compliance through a strict Anti-Money Laundering (AML) policy in accordance with U.S. federal law and the guidelines issued by the Financial Action Task Force (FATF).
1. Purpose
◉ This policy is designed to prevent our services from being used for money laundering or terrorist financing.
◉ Identify and report suspicious activities to relevant authorities.
◉ Protect the company and its customers from legal and financial risks.
2. Scope
◉ This AML Policy applies to all financial transactions carried out through TopyCards.com and includes all users, vendors, and business partners.
3. Customer Identification (KYC)
◉ We reserve the right to request identity verification from any customer before or after completing a transaction.
◉ Verification may require documents such as a government-issued ID, passport, or proof of address (e.g., utility bill, bank statement).
◉ Failure to provide required documentation may result in transaction cancellation or account suspension.
4. Transaction Monitoring
◉ Automated systems are employed to detect unusual or high-volume transactions, or those that appear suspicious.
◉ We analyze user behavior and transaction patterns to identify potential violations.
◉ We reserve the right to hold or block any transaction under suspicion.
5. Reporting Suspicious Activity
◉ Any suspicious activity is documented and reviewed by our internal compliance team.
◉ Confirmed cases of suspicious transactions will be reported to relevant federal authorities, such as FinCEN (Financial Crimes Enforcement Network).
6. Compliance and Training
◉ Our staff receives regular training on AML policies and legal responsibilities.
◉ The compliance team continuously updates procedures in accordance with national and international regulatory changes.
7. Data Protection
◉ All information collected for AML purposes is processed according to applicable data protection and privacy laws, and is not used for marketing or any unrelated commercial purposes.
8. Acceptance of Policy
◉ By using TopyCards.com or any of our services, you acknowledge and fully agree to comply with this policy and all related policies.
